Do payday loans show up on your credit report?

I was stupid and took out a payday loan. I know they charge outrageous interest and take forever to pay off. I know now to never use them again.

I am in good status with them and have paid it off. Now, I am trying to obtain a personal loan. I’m worried that I’ll be rejected if they see this on my credit report.

Do payday loans show up on your credit report? Any expert advice out there? Thanks!

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This entry was posted on Thursday, July 9th, 2009 at 7:35 am and is filed under Payday-Loans. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

4 Responses to “Do payday loans show up on your credit report?”

CATHY on July 9th, 2009 at 7:35 am

As long as you paid as agreed they usually don’t report. If you were late or not paying as agreed they may or may not report. My best advice to you would be for you to get a coppy of your credit report and review it for error ect. many times there are error on them. Ther are places that you can get them for free. Good Luck.
Domimo's Mom on July 9th, 2009 at 7:35 am

Yes all credit shows up!!!
angeljre on July 9th, 2009 at 7:35 am

Payday loans don’t show up on your credit report unless you don’t pay it back and it goes to collections then it does.
chip t on July 9th, 2009 at 7:35 am

Angel is absolutely right. You are right too, don’t do that again

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