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If I consolidate my payday loans will it affect my credit?

I’m in over my head in payday loans and Yes! I do know it’s a bad thing, problem is I need help and am looking to consolidate my bills and roll them into it. I know the bills on my credit will affect my credit, but will my payday loans show up? Do you recommend any companies?

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This entry was posted on Saturday, July 4th, 2009 at 2:17 pm and is filed under Payday-Loans. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

2 Responses to “If I consolidate my payday loans will it affect my credit?”

  1. You payday loans probably are not showing on your credit file. You can get a copy of your credit report and check (AnnualCreditReport.com).

    However, if you had to resort to payday loans to begin with, you are probably going to have trouble finding a lender to give you a loan big enough to pay off those loans. The interest will be high but no where near as bad as that 600% range of payday loans.

  2. No, payday loans will not go on your credit. However, failure to repay a short term, high interest loan acn affect your ability to get a loan in the future.

    You can read more about the ins and outs of the payday loan industry at http://www.paydayfinder.com

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