Payday Loans?
I was wondering if anyone knew a legit site that offers online payday loans? Most of the ones I have found say something to the effect of "we will match you with possible lenders" but then they are all stupid prepaid credit cards and things like that. Please spare me the lecture on how bad it is to get a payday loan and how high the interest rates are etc. That’s not the question i’m asking. I already know all that just looking for a quick way to pay my light bill to keep from getting shut off. So if anyone knows of a site or has actually used one please let me know. Thanks!
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payday loans are a big scam and a bigger rip off they charge like 200% on the loans and cry if you are 2 days late so stay away from
DON’T DO PAYDAY LOANS!!!!
They are rip offs!
Get a part time job, borrow from a family member, get a pay advance from your EMPLOYER – not a lendor!!!
Then, fix the problem. Start living within your means. If you can’t afford it, don’t get it and DON’T CHARGE IT.
I also think it’s a really bad idea, but…look in your phone book and find one you can physically go to and get the loan.
DON’T DO IT ONLINE your best bet is to find someone locally due to the fact you have to give up alot of personal info.
Before you rush to do a search for “payday loan online” there are a few things you should know about how these types of loans work and what alternatives are available. A payday loan is a short term small-balance loan that is intended to tide you over till your next payday arrives. They can be conveniently<!–obtained as payday loans do not require a credit check. If all you have are a checking account and two recent paychecks, you may be a customer. But there’s a price. You may find a payday loan here,
http://best-loans.awardspace.com/
Whether you are applying online or in person, you must at least have a checking account. Payday lenders will require you to write them a postdated check for the loan amount plus the finance charges. In exchange for the high risk loans, payday lenders charge a fixed fee for a fixed period, usually fourteen days and if you–>happen to miss the fourteen day deadline, there’s a penalty fee that is added to your charges along with another set of fees to roll over the loan through another period.
If you have a good job , you can ask for a loan at your credit union or Prosper. People may help you. More information at http://www.acreditlibrary.com/prosper.html and http://luccu.org
Borrow from a family member or friend. Payday loans will ruin your life. You’ll be back here in a couple of months asking how to get out of them. Mark my words!