I moved to the states a couple of years ago and got my residency 6 months ago. I have already have a secured credit card and a couple of store cards to build up my credit but I lack other very important personal finance knowledge. I can not stand asking my husband and in-laws how [...]
1.) A variable expense is considered
An expense that is not fixed
An expense that never changes
An expense that requires saving
A type of debt
2.) What could be considered a variable expense?
Rent
Utility Bill
Life Insurance
Entertainment
3.) What is a fixed expense?
An expense [...]
ok i want to keep track of my credit card payment…i want to do this on my computer but i dont know how to, as in format-wise…do i do it in excel? if so waht should my cells be? or in word and jsut add a table and what should be in the tables?? any [...]
I cut up my credit card a long time ago but its still taking an age to pay off the balance. Noticing this balance when I made my latest payment, my bank offered me a loan at a significantly lower APR and that is paid off by almost identical monthly instalments by Direct Debit. I [...]
I would like to add someone to my checking/savings account at Wachovia how can i do that? also i need a credit card but im almost 19 and do not have much credit. Is there anyway i can apply for one that wont screw me over?
I’m trying to establish credit and put my fiance on. [...]
If i was to get a personal loan of 00 at 15% p.a. or a credit card at 15% p.a. and use it to buy something worth 00…what would be the difference? would either be more in the end if it took me 3 years to pay it off?…could you please list the main differences… [...]